DC Home Buying Credit Repair
Many of us work day and night to ensure we align our finances accordingly to equipped ourselves with the ability to own a home. We love the thought of being able to decorate the entire interior and exterior components of our homes as well as share our space with friends and family. To one day own a home is a significant investment as well as an achievement. We all know that renting just somehow is not the same.
Unfortunately for many, buying a home is an extremely difficult prospect because of some significant drawbacks. Sometimes finances are not aligned and poor credit history ruins anyone’s ability to acquire an adequate home loan. Poor credit will always create severe complications for anybody trying to purchase something as large and as expensive as a home. Fortunately with our help, our clients and repair their credit in a matter of months or up to a year’s time. It is crucial to invest in the professional services to improve your credit report while raising your credit score. Your credit score and credit report can make a serious difference between being granted an adequate home alone and being rejected on the spot.
Importance
Our credit report illustrates a financial story and description of us as our ability to pay off debt. Unfortunately, credit reports have a long and substantial memory. Simply put, the worse your credit history or credit report is, the harder it will be for you to acquire a home through the homebuying process. This is exactly why it is crucial, but before you go thinking about purchasing a home, make sure you study up on your credit report and do what you can to clean it up as much as possible. This is precisely the service we provide to our community. We have been able to facilitate our clients clean up and repair their credit reports prior to applying for a home loan and therefore requiring a home of their own.
Options
In the rare case where our clients do actually have a low credit score but are able to somehow acquire a home loan through the homebuying process, you will likely be charged with a much higher interest rate which therefore will cost you significantly more money in the long term. Furthermore, you will likely be required to contribute a substantial down payment prior to the purchase as a term of your home purchase. If your credit score is low, you may very well be denied the home loan altogether. We work together with our clients to create a custom-tailored solution that will add them to the process Of buying a home.
Contact Us
We are able to establish our clients with the necessary infrastructure to equip them with the tools to hold down a steady job with steady income throughout the same field for two years or more and will, therefore, be able to save close to 10 to 20% of the cost of a home. By doing some of these simple but crucial tasks, our clients will find their chances of acquiring a home loan are greatly improved. Make sure you contact our customer service team at the number below to arrange your free one on one consultation today.